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Car Title Loans Ontario

Snap Car Cash is proudly serving Car Title Loans Ontario in Canada through our Toronto, Mississauga, London and Barrie locations. We also provide service to Hamilton, Kitchener, Brampton, St. Catherines, Markham, Waterloo and the surrounding area.

Whether you need a car title loan, personal loan, an equity loan or loans against car title, we can help you. We offer open loans with easy approval, let our unsurpassed customer service get you the money you need. You are guaranteed the lowest rates, the longest term, and the fastest approval with a loan from us.

Car Title Loans Ontario

Car Title Loans Ontario, what is it, and how can I get one?

In a car title loan, the borrower pledges his or her car as collateral. Additionally, they are called vehicle title loans. The borrower must own their vehicle free and clear to obtain loans against car title. To obtain a title loan, you need to provide the lender with the title to your vehicle, either a car, truck or motorcycle. Most Title loans require a repayment period of 30 days, but we offer an extended repayment plan as well. If your credit score falls under a specific range, you still have a good chance of qualifying for car title loans or car equity loans. However, credit history and score is usually not given much consideration.

Why Choose Snap Car Cash for Loans Against Car Title in Ontario:

  • No Job Requirements
  • Get Cash within the Hour
  • Easy Payment Options
  • Hassle-Free Application
  • Longest Term Loans
  • Up To 5-Year Terms
  • 100% Confidential
  • 5 Minute Pre-approval
  • Quick and Trouble-Free
  • Any Credit Accepted

What are the requirements to apply for a title loan?

  • Fully-paid vehicle (for inspection only)
  • Vehicle title paper (lien-free)
  • Proof of permanent residence 
  • Proof of vehicle registration and insurance under your name
  • A valid Canadian driver’s license 
  • Proof of legal age in your location 
  • Car keys (spare set)

Vehicle Title loans have other benefits as well

  1. A car title loan is a secured loan and thus we do not run any credit checks.
  2. If you are in between jobs, you can still apply for a loan.
  3. You can avail of a long, loan payment term of up to four years.
  4. If you want to pay the loan before the end of the loan period, you’ll not be charged with prepayment penalties.
  5. You can keep and use your vehicle even during the loan period.

How to Apply For a Car Title Loan in Ontario?

    1. Call us or apply online
    2. Easy paperwork
    3. Get cash loans on the same day
    4. Keep driving your car

Call 1-888-886-SNAP(7627) for instant approval and keep driving your vehicle with our Car title loans!

Title Loan FAQS

If I’m still paying off my car loan, can I get a loan against my car title?

If you do not own your vehicle outright, you are unlikely to be approved for an auto title loan. Because of this fact, if you default on your car loan, the lender holding your loan will be the first to try to get your money back. If you don’t pay off the title loan, you may never get it back from the lender. This is a risk that most lenders are unwilling to take.

For a car title loan, what is the minimum credit score needed?

The choice of the lender ultimately determines this. However, title loans have less stringent requirements because they are secured (such as a credit score limit). Despite not having a perfect credit score, you will be approved because of it.

To get an estimate for your loan amount, use our loan calculator and learn how much money you can borrow.