Do I Qualify?

To qualify for a Car Title Loan, you must meet the following criteria:

  • You must be of legal age or older in your respective province.
  • You must have a vehicle (Car, Truck, Van, S.U.V, Motorcycle, RV, or Semi/Tractor Trailer) that is no more than Ten (10) years old.
    • (Some exceptions apply — Call us to find out if your car qualifies.)
  • You must have clear ownership of your vehicle to qualify for a car title loan.
  • You must have both collision and comprehensive insurance on your vehicle.
  • You must have the vehicle registered and insured in your name.


Additionally, you must be able to provide us with the following:

  • A valid Canadian driver’s license.
  • A proof of residency: any piece of computer-generated mail that has been sent to you at your address.
  • Your vehicle’s registration and insurance.
  • A second set of keys to your vehicle.


What you need to know To Qualify for a Car Title Loan

Loan Fees:

The fees consist of an Auto Check (to check for accidents and vehicle origin), Lien Search (to make sure the vehicle is free and clear of all liens), and a Vehicle Inspection / Evaluation.

Loans Rates:

Loan rates are the best in industry.

Repayment Fees:

Snap Car Cash Loans provides a 2-5 year loan term. There are no early payment penalties.

Code Of Practice, Policy and Compliances

Our company is in compliance with the provinces and local regulations. Code of Practice/Policy on responsible lending as per Personal Property Securities Act (PPSA) British ColumbiaAlberta, Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island and Ontario.